Socially Responsible Investments (SRI)

Need Funding? You Can Grow Your Mission with Low-Interest Loans!

Our goal is to invest congregational financial resources in alignment with Unitarian Universalist Principles and values.

A committee manages the Congregation’s Socially Responsible Loan Program which is designed to assist under-served communities, enhance employment opportunities, support women entrepreneurs, encourage rural prosperity, and provide credit for under-banked communities.


After reviewing specific loan proposals and relevant
financial and historical data, the SRI Committee
may negotiate terms of a low-interest loan or
deposit with a 3 to 5 year term. Rates can vary.
Typically, loans are interest-only with payment of
the principal at the end of the term. If approved, the
proposal then requires additional approval of the
Board of Trustees of the Congregation.

Innovative and Responsible Loan Products

Currently addressing financial inclusiveness through progressive funding

Basic Community Development
  • Home loan underwriting
  • Green rehab initiatives
  • Energy efficient co-ops
  • Community centers
  • Early childhood initiatives
Employment Opportunities
  • LGBTQ+ and BIPOC support
  • Re-training and returning to the workplace
  • State of the art training equipment
  • Capital for co-op ownership
  • Entrepreneurial development
Climate Change
  • Innovative impact mitigation
  • Local and organic market support
Women’s Empowerment
  • Technical, financial, and professional development
  • Entrepreneurial support
  • After-school programs
  • Educational opportunities
  • Affordable and accessible childcare and health services
  • Retraining for workplace re-entry
Rural Prosperity Initiatives
  • Underwriting and support for organic farmers in rural America and in the global south
  • Underwriting of international micro-credit and intermediate loans
  • Support investments in Fair Trade coffee, cocoa, spices, and organic cotton
  • PIBOC organic farming initiatives
Under-banked and Low Income Communities
  • Alternative credit resources such as CDCUs to counter the “$100 billion predatory” loan industry
  • Financial coaching opportunities for borrowers in
    business, farming, social services
  • FICO score improvement training
  • Immigration fee support
Affordable Housing Initiatives

Access to transportation, employment opportunities, health care and healthy food options

Currently supporting

Calvert Impact Capital, Bethesda, MD
Capital Good Fund, Providence RI
Co-Op Fund of Northeast, Amherst, MA
Envest Micro Finance, Madison, WI
Foodshed Capital, Charlottesville, VA
Freedom First Federal Credit Union, Roanoke, VA
Inclusiv Credit Unions, New York, NY
Iroquois Valley Fams, LLP, Evanston, IL
La Fuerza Unidad, Glen Cove, NY
Latino Community Credit Union, Durham, NC
Leviticus, Elmsford, NY
Native American Bank, Denver, CO
One Detroit Credit Union, Detroit, MI
Santa Cruz Community Credit Union, Santa Cruz, CA


We are always looking for impact investment opportunities that augment sustainability and ethical outcomes in underserved communities locally and internationally. If you have a socially responsible initiative that generates some income and would be able to support a low interest loan, please phone the
Social Justice Coordinator Claire Deroche (516.472.2977) or

We would like to hear from you.